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Disclosures

Personal Loans Rate and Terms Disclosure: Rates for personal loans provided by lenders on the Credible platform range between 6.49% - 35.99% APR with terms from 12 to 120 months.

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Personal Loans Disclosure. Personal loan amounts, rates, terms, and eligibility vary by applicant and state. CreditNinja personal loans are subject to approval and availability. Approval and funding are not guaranteed. Interest rates and fees may be higher than traditional loans. Terms and conditions apply.

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Loan amounts & structure vary by state.

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EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms apply. Expedited transfers may incur a fee.

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Your loan amount is determined by credit, income, and other factors. Soft credit check for rate; hard inquiry if you proceed.

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Representative Example: Borrowing $5,000 over 36 months, repaying $229.01 per month, total repayable $8,244.36. Fixed Interest Rate 35.99%. Minimum term 24 months. Maximum term 60 months. Maximum APR 35.99%. There are no added fees. ¹ All loans are subject to identity verification, alongside credit and underwriting approval. ² The full range of available loan amounts and rates varies by State. ³ Cannot be under an active bankruptcy and must provide a cosigner that meets our credit criteria. ⁴ Applications approved by 12pm EST are typically funded the same business day; approvals after this are typically funded the next business day. Approval is granted once underwriting and identity verification are complete. Business days are Monday–Friday, excluding weekends & holidays.

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Cash Advance & Subscription Disclosure. Cash advances are subject to eligibility and verification; Terms & conditions apply. Qualification based on eligibility & verification. Advance amounts range from $25 to $500, with no guaranteed amount. Average advance is $84 from 07/24 to 12/25. Same day delivery is available with a $2 to $21 fee. Grant Cash Advance Plus subscription $9.99/mo. Cancel anytime. Paid endorsement. Graphics for illustrative purposes only. Please review Grant Cash Advance's Customer Agreement for further information and full terms and conditions. Full suite of products and services not available in CT, DC, NV, RI, SC, and WI.

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¹ To be eligible for MyPay, you must receive qualifying direct deposits to your Chime Checking Account in the preceding 36 days as set forth in the MyPay Agreement. A qualifying direct deposit is a deposit from an employer, payroll provider, gig economy payer, government benefits payer, or other permitted source of income by Automated Clearing House ("ACH") or Original Credit Transaction ("OCT"). Your MyPay Credit Limit and Maximum Available Advance may change at any time. MyPay is a line of credit and available limits are based on estimated income and risk-based criteria. Eligible members may be offered a $20 - $500 Credit Limit per pay period. Your Credit Limit and Maximum Available Advance will be displayed to you within the Chime app. MyPay is currently only available to eligible Chime members in certain states. Other restrictions may apply. See Bancorp MyPay Agreement or Stride MyPay Agreement for details. ² Out-of-network ATM withdrawal and over the counter advance fees may apply. ³ Deposit Disclosure: Once the retailer accepts your cash, the funds will be transferred to your Chime account. You may use your barcode, debit card, or Chime Card to deposit cash. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade. Cash deposits using a barcode or debit card are deposited to your Checking Account. If you have the Chime Card, those funds will be automatically swept to your Chime Card Secured Deposit Account. Cash deposits using your Chime Card first go to your Chime Card Account, then transferred to your Chime Card Secured Deposit Account. Cash deposits are not payment for any Chime Card balance due.

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Not all users qualify. Advances range $25–$500. Monthly subscription may apply. Not available in all states.

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Self is not a bank. Credit Builder Accounts issued by partner banks. Terms and fees apply.

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¹ Credit Builder Disclosure The Kikoff Credit Account is a revolving line of credit designed for credit-building purposes only and cannot be withdrawn as cash. Approval and credit line amounts are subject to eligibility. ² Inquiry Disclosure Applying for Kikoff does not result in a hard credit inquiry. A soft inquiry may be conducted. ³ Bureau Reporting Disclosure Kikoff reports payment activity to participating credit bureaus. Reporting may vary by product and plan. Reporting timing and impact depend on individual credit profiles. ⁴ Subscription Disclosure Plans start at approximately $5 per month. Pricing varies by plan selection. Subscription required. Cancel anytime. ⁵ Results Disclosure Credit score improvement is not guaranteed. Results vary based on starting credit profile, payment history, and overall credit activity.

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¹ Credit Repair Disclosure Credit repair services involve disputing inaccurate, unverifiable, or outdated information on credit reports. Results vary and are not guaranteed. Accurate and timely information cannot be removed from your credit report. ² Consultation Disclosure Free consultations are available. Enrollment in paid services may be required for ongoing credit repair assistance. Terms and conditions apply.

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¹ Performance Disclosure – 12 Month Average first-year credit score impact of +88 points in 2024 for CreditStrong account users who started with a score below 550; who paid on-time for consecutively 12 months; and who had no delinquencies or collections added to their credit profile during the period. Individual results may vary. ² Performance Disclosure – 3 Month Average three-month credit score impact of +61 points in 2024 for CreditStrong account users who started with a score below 550; who paid on-time for consecutively 3 months; and who had no delinquencies or collections added to their credit profile during the period. Individual results may vary. ³ Success Rate Disclosure Based on an analysis of 2024 CreditStrong account users who started with a credit score below 550, made 12 successful on-time payments, and had no additional delinquencies or collections reported during the evaluation period. Individual results may vary. Trademark Disclosure: CreditStrong® is a registered trademark of Austin Capital Bank SSB. Average credit score improvement for MAGNUM account holders who made 12 on-time payments. MAGNUM®️ and CreditStrong®️ is a registered trademark of Austin Capital Bank, Member FDIC.

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Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of approximately 7.74%–35.99% depending on creditworthiness, loan amount, and other factors. A 1.85%–9.99% origination fee may be deducted from the loan proceeds. Repayment terms typically range from 24 to 84 months. Example: A $10,000 loan with a 36-month term and 17.59% APR (including interest and a 5% origination fee) would result in a monthly payment of about $341.48, with total payments of approximately $12,293.46 over the life of the loan. Checking your rate may not impact your credit score. Loan approval, amounts, and terms depend on credit profile and other eligibility criteria¹. Loan amounts, terms, and product availability may vary by state². Funds may be available as soon as one business day after verification and loan acceptance⁴. Late payments and additional fees may increase the total cost of borrowing.